Payforit Casinos UK 2026

Read Review

Los Vegas tops our Payforit rankings with a £10 minimum deposit and 5-minute withdrawal processing across e-wallets and bank transfer. The 3,500+ game library is one of the larger collections available at a phone bill casino, and with Pay By Mobile confirmed in the cashier alongside Visa, Mastercard, Trustly, Skrill, Neteller, PayPal, and Paysafecard, withdrawal options are equally generous. The 140 free spins welcome offer (20 per day for 7 days) requires a £25 minimum deposit, which sits within a single Payforit transaction. No fees on deposits or withdrawals, and withdrawals are processed in as little as 5 minutes around the clock.

Read Review

MrQ’s headline feature for Payforit users is straightforward: 200 no-wagering free spins on a £10 deposit. Because the welcome offer carries zero wagering, winnings from those spins convert directly to real cash with no playthrough conditions. Withdrawals arrive in around 2 hours via PayPal or bank transfer, and the £10 minimum deposit aligns precisely with Payforit’s typical entry point. The 1,000+ game library skews towards slots but includes live casino, and MrQ has held a strong reputation since launching in 2018 under Tek Fox Ltd.

Read Review

Voodoo Dreams accepts Payforit from £10 and pairs it with a broad set of withdrawal options including Skrill, Neteller, Trustly, and bank transfer, all processed within 5 minutes. The 2,500-game catalogue covers slots, live casino, and table games, and the welcome offer (140 free spins on a £25 deposit) is easily reachable within Payforit’s single-transaction cap. SuprPlay’s UKGC licence covers the operation, and with zero withdrawal fees across the board, Voodoo Dreams is a reliable pick for players who want phone bill deposits without additional cashout costs.

Read Review

Duelz offers a solid Payforit experience from a £10 minimum deposit, with Pay By Mobile listed alongside eight other payment methods in the cashier. The 2,500-game library and 5-minute withdrawal speed make it a practical choice, and the 140-spin welcome offer (delivered 20 per day for 7 days across different games) suits Payforit’s per-transaction caps well. The £25 trigger deposit fits comfortably within the £30 limit. Duelz scored 8.1/10 on our FruityMeter and operates under SuprPlay Limited’s UKGC licence.

Read Review

Fruit Kings rounds out the top five with 100 no-wagering free spins on Big Bass Splash from a £10 deposit. The zero-wagering structure means winnings cash out without conditions, which is particularly useful for Payforit users who prefer straightforward bonus terms to match their straightforward deposit method. Dazzletag Entertainment’s UKGC-licenced platform processes withdrawals in 5 minutes via Visa, Mastercard, Trustly, Skrill, Neteller, and Paysafecard. FruityMeter score: 8.6/10.

Quick Comparison Table

What Is Payforit?

Payforit is a UK-specific mobile payment framework that enables casino deposits through phone billing. Unlike global providers such as Boku, Payforit operates specifically within the UK regulatory environment and follows strict consumer protection guidelines.

The Phone-paid Services Authority (PSA) regulates Payforit, ensuring consumer protection through established rules and dispute resolution processes. The PSA is the UK regulator for content, goods, and services charged to a phone bill, appointed by Ofcom. This means Payforit transactions fall under a well-established regulatory body with decades of experience handling phone-based payments. Notably, Payforit is co-owned by the four major UK networks (EE, Vodafone, O2, and Three), which gives it direct integration across the vast majority of UK mobile connections.

A critical distinction worth understanding: Payforit is a regulatory framework, not a brand. When you deposit using Payforit, the transaction goes through an accredited provider operating under Payforit’s rules. You may see it labelled differently at different casinos. Some call it “Pay by Mobile” or “Phone Bill Deposit” while using the Payforit framework behind the scenes.

Accredited providers deliver the actual payment service under the Payforit framework. These providers have met strict requirements regarding consumer protection, billing transparency, and dispute handling. They must display clear pricing, obtain proper consent, and process refund requests fairly.

Consumer protections under Payforit include spending limits (£30 per transaction, up to £240 monthly), dispute resolution through the PSA, clear billing requirements, and mandatory price transparency. If you ever have a billing dispute, you can escalate it directly to the PSA. This gives Payforit users a level of recourse not available with some other payment methods.

The monthly cap exists specifically to protect consumers from excessive spending. While some players view this as a limitation, we consider it a responsible gambling feature built into the payment infrastructure itself. It’s also worth noting that Payforit deposits count towards your casino’s own deposit limit tracking.

How to Deposit with Payforit at UK Casinos

Depositing with Payforit is straightforward. Most transactions complete in under two minutes.

Step 1 – Choose a Payforit Casino

Select from UKGC-licenced casinos that specifically support Payforit deposits. Not all pay-by-mobile casinos use Payforit, so verify availability before registering. Look for Payforit by name in the payment methods section, or contact customer support if you are unsure which framework the casino uses.

Some casinos offer multiple phone billing options. If you specifically want PSA-regulated Payforit protection, confirm the casino uses this framework rather than an alternative like Boku or Fonix.

Step 2 – Register and Verify Your Account

Complete standard casino registration with emphasis on UK mobile number verification for Payforit eligibility. Your mobile number must be registered with a UK carrier that supports Payforit. This is not just for identity verification; it is how the payment system identifies your account for billing.

Make sure the mobile number you register matches the phone you will use for deposits. Mismatched numbers are one of the most common causes of failed Payforit transactions.

Step 3 – Browse to the Cashier

Locate the Payforit option in the casino banking section. It may appear under “Pay by Phone”, “Mobile Billing”, “Charge to Mobile”, or simply as “Payforit”. Different casinos use different labels for the same underlying service.

If you cannot find a phone billing option, try the search function in the cashier or check the casino’s payment methods page. Some casinos place mobile billing options in a separate category from traditional payment methods.

Step 4 – Enter Deposit Amount and Phone Number

Input your deposit amount within limits (typically £10-£30 per transaction). Enter your UK mobile number exactly as it appears on your carrier account. Double-check for typing errors, as incorrect numbers will cause the deposit to fail.

Remember the £30 per-transaction limit is a PSA requirement, not a casino restriction. Even if a casino displays higher limits for other payment methods, Payforit will cap at £30.

Step 5 – Confirm via SMS

You will receive an SMS message from your network operator asking you to confirm the transaction. This message will display the exact amount and the merchant name. Reply to the SMS as instructed (typically by sending a specific code or confirmation message). This SMS confirmation is your authorisation layer and prevents unauthorised charges. The transaction will not proceed without your explicit SMS response.

Do not ignore this SMS or assume the deposit processed automatically. Payforit requires your active confirmation for every single transaction. This two-factor approach protects you from accidental or fraudulent charges.

Step 6 – Funds Appear Instantly

Once you confirm via SMS, funds credit to your casino balance instantly (typically within 10-30 seconds). For contract customers, the amount adds to your next monthly phone bill. For PAYG customers, the amount deducts immediately from your available credit. You can start playing immediately with no waiting period.

If you are on a contract, remember this charge will appear on your bill alongside your regular phone charges. PAYG users should ensure sufficient credit exists before attempting deposits, as insufficient balance will cause transaction failure.

Payforit Deposit Limits and Fees

Understanding Payforit’s limits helps set realistic expectations before you make your first deposit. These limits are set by the PSA for consumer protection, not by individual casinos.

Per-Transaction Limits: The £30 maximum per transaction is mandated by PSA regulations. This applies across all Payforit providers and cannot be increased by casinos, even for VIP players. If you need to deposit more, you will need to make multiple transactions across different days.

Monthly Spending Cap: The monthly limit, typically £240 to £300 depending on your carrier, resets at the start of each billing cycle. This means your spending capacity does not carry over. The exact figure varies slightly between networks, so check with your carrier if you deposit regularly.

PAYG vs Contract Considerations: Pay-as-you-go customers must have sufficient credit before attempting a deposit. The amount deducts immediately. Contract customers see the charge on their next monthly bill, which could affect your overall billing headroom if you are close to your credit limit.

Fees: Payforit itself charges no fees to users. The deposit amount is exactly what appears on your phone bill. Some casinos may apply a small surcharge (web verification confirmed some operators charge between 1-15% on Payforit deposits), so always check the cashier terms before confirming. Most UKGC-licenced casinos we feature do not apply this surcharge.

These spending caps serve as responsible gambling features, preventing large impulsive deposits. For players who want to deposit more than £30 at a time, alternative payment methods like debit cards or e-wallets offer higher limits.

Payforit Casino Bonuses

Welcome Bonuses with Payforit

Most casinos allow Payforit deposits to trigger welcome bonuses. The £30 deposit cap is worth factoring in when choosing an offer. Among our featured casinos, all welcome bonuses have minimum deposits of £10-£25, comfortably within a single Payforit transaction. Under UKGC rules effective from January 2026, UK welcome bonuses are capped at 10x wagering, so you no longer face the high playthrough requirements that once made bonuses difficult to clear.

Los Vegas offers 140 free spins (20 per day for 7 days) with a £25 minimum, within Payforit’s cap. MrQ’s 200 no-wagering free spins and Fruit Kings’ 100 no-wagering free spins on Big Bass Splash both trigger from £10, making them particularly attractive for phone billing users who prefer zero-wagering structures over larger conditional bonuses.

Free Spins Offers

Free spin promotions work well with Payforit’s limits. The casinos in our top 10 all have offers starting from £10-£25 minimum deposits, aligning well with phone billing caps. No-wagering free spins are particularly valuable here, as winnings convert directly to cash without complex bonus terms. MrQ, Fruit Kings, Casushi, and Lottoland all feature wager-free spins in their current welcome packages.

Reload and Loyalty Bonuses

Ongoing promotions remain available for Payforit users. Regular small deposits can accumulate loyalty points effectively. Mr Vegas and Mega Riches both operate full VIP programmes rewarding consistent play. Note that reload bonuses and cashback offers may carry different wagering terms from welcome bonuses. The 10x UKGC cap applies specifically to welcome offers, so check individual terms for ongoing promotions.

Payforit Withdrawals – What You Need to Know

Critical disclosure: Payforit cannot process withdrawals. This is a fundamental limitation of phone bill payment technology.

Phone billing infrastructure only supports charges, not credits. You cannot withdraw winnings to your phone bill regardless of which casino you use or how much you deposit.

Before making your first Payforit deposit, set up an alternative withdrawal method. Recommended options include:

• PayPal – Fast withdrawals, often same-day
• Bank transfer – Direct to your bank account
• Debit card – Returns to your Visa or Mastercard

This limitation applies to all pay-by-mobile methods including Boku and Fonix, not just Payforit.

Best Payforit Limits

Why Payforit Limits Matter

For users making regular deposits, finding casinos with flexible Payforit limits and low minimums is essential. Los Vegas, Duelz, and Voodoo Dreams all accept Payforit from £10, making them accessible for players managing tighter budgets. Most featured casinos maintain £10 minimums, balancing accessibility with practical bonus structures.

All casinos respect the PSA-mandated £30 per-transaction and monthly spending caps. No casino can override these regulatory limits, regardless of VIP status or account history. The key differentiator is minimum deposit thresholds and how clearly casinos communicate these limits in their cashier systems.

Top Picks for Payforit Limits

Los Vegas accepts Payforit from £10, matching the lowest available threshold across our verified casinos. The £25 minimum to trigger the welcome bonus sits within a single Payforit transaction, making it easy to deposit and claim in one step. Duelz also starts at £10 and its 7-day bonus structure (140 free spins delivered 20 per day) naturally aligns with Payforit’s per-transaction limits, letting you spread activity over the week. Voodoo Dreams rounds out the top three with £10 minimum deposits via Payforit and 5-minute withdrawal processing. All three charge zero withdrawal fees, making Payforit the fee-free deposit alternative for players who have previously encountered card surcharges.

Payforit Limits Comparison

Which UK Mobile Networks Support Payforit?

All major UK carriers support Payforit casino deposits. Your eligibility depends on your carrier and billing arrangement rather than the casino itself.

Major Network Coverage: EE, O2, Three, and Vodafone all support Payforit transactions, and as co-owners of the framework their integration runs deeper than with third-party payment providers. These four networks cover approximately 95% of UK mobile users. If you are on one of these networks, you should have no issues using Payforit at any casino that offers it.

MVNO Compatibility: MVNOs (Mobile Virtual Network Operators) using major network infrastructure typically support Payforit through their host network’s integration. Tesco Mobile runs on O2’s network and inherits O2’s Payforit capability. Similarly, GiffGaff uses O2 infrastructure and supports PAYG Payforit deposits.

Checking Your Eligibility: If you use a smaller carrier not listed above, contact your provider’s customer service to confirm Payforit compatibility. Ask specifically about “premium rate services” or “phone billing payments” as some carriers block these by default.

Contract vs PAYG Differences: Contract customers have payments added to their monthly bill. PAYG customers need sufficient credit loaded before making a deposit. PAYG deposits deduct immediately, so ensure your balance covers the full deposit amount.

Payforit Carrier Support Leaders

What Makes Carrier Support Different

While Payforit is supported across all four major UK networks, casinos vary in how seamlessly they handle MVNO connections and carrier-specific billing flows. The best Payforit casinos make the process transparent, clearly labelling the option in the cashier, showing the confirmed amount before SMS authorisation, and providing immediate feedback if a transaction is declined due to carrier restrictions. Where casinos fall short is usually in communication: vague error messages and no guidance on why a deposit failed are the most common friction points we encounter when testing.

Top Picks for Carrier Compatibility