Jin Chan Cash

Jin Chan Cash Slot Review

Red silk banners hang down both sides of the reels, gold tassels at their hems, and a heavy gold frame curls away at the corners like temple scrollwork. Jin Chan Cash commits fully to its Chinese New Year hall, and it commits just as fully to a single collect-the-coins round. There are no free spins and no wheels here. That’s a bold way to build a slot, and it works only if the round pays.

It’s an Inspired build, running at 95.89% RTP on a 5×4 grid with ten win lines. It sits in familiar company in the studio’s catalogue, alongside Bullion Bars Gold Collector, Fishing Cash Pots and Cops ‘N’ Robbers Megaways, all of which work the same collect-the-cash muscle. The toad has some coins to earn.

Ten Win Lines and the Symbols That Pay Them

Wins pay left to right across adjacent reels, starting from the leftmost reel, and only the highest award counts per winning combination. Wins on different lines are added together. It’s a straightforward setup, and the game doesn’t complicate it.

There’s no wild symbol in Jin Chan Cash. The special work is done by the Coin and the Cash Collector frog, which carry the bonus rather than substituting for anything. That leaves the paytable to the picture symbols and the royals, spread across the twenty positions of the four-row grid.

The full paytable, shown at the stake the game displays it:

• Jin Chan Cash Logo: 0.50 for two, 5.00 for three, 20.00 for four, 200.00 for five
• Phoenix, Red Demon Mask and Golden Dragon: 3.00 for three, 15.00 for four, 100.00 for five
• Firecrackers and Lion/Dragon Mask: 2.00 for three, 10.00 for four, 50.00 for five
• J, Q, K and A: 0.50 for three, 2.50 for four, 10.00 for five
• Coin: 1.00 for three, 5.00 for four

Several symbols share a tier, so the reel set looks more varied than it pays. There are only five distinct pay levels running across it. The logo is the only symbol that pays for a two-of-a-kind, which gives it a small head start nothing else enjoys.

The Coin is the odd one out in a different way, paying for three and four of a kind only. It doubles as a bonus symbol, which is where its real value sits. In the base game it’s a modest line payer; once the bonus arrives, the same symbol carries stake multiples instead.

Multi Cash Collector Bonus

The round is the game’s centrepiece, and its trigger conditions are exact:

• Six or more Coin symbols must be in view on reels 1 to 4
• Any single Cash Collector frog must be in view on reel 5
• Both at once, on the same spin, starts the bonus

No scatter count, no wheel, no pick: the coins themselves are the trigger. It’s a demanding combination, six coins spread across four reels plus a frog on the fifth. Everything else on the paytable is what you’re doing while you wait for it.

Once triggered, the Coins and Cash Collector symbols lock in view, and every other position respins up to five times, or until all positions are filled. Each new Coin that lands sticks too, so the round builds towards a full grid. The respins simply run their course, then the payout lands.

With four rows across reels 1 to 4, there’s room for up to sixteen coins on the locking side of the grid, and the frog holds the fifth reel on his own. Every filled position that lands a Coin adds its value to the pot before the count-up.

When the respins finish, the value displayed on every Coin in view is awarded for each Cash Collector in view. That’s the part worth reading twice: two frogs pay the full coin total twice, and three pay it three times over. Since the frog only lands on reel five, that one reel decides how many multipliers you collect.

Coins can carry the following values:

• 1x the bet
• 2x the bet
• 5x the bet
• 10x the bet
• 20x the bet
• 25x the bet
• 50x the bet

All coin values are multiples of the stake, and they only exist inside the bonus. In the base game, the Coin pays its ordinary line win and nothing more.

Spin Chance

Spin Chance is a house rule rather than a feature of the theme, but it’s built into this game and worth knowing. It offers a way to convert a dwindling balance into one more spin, and it works like this:

1. Your credit drops below the current price of a spin but is still above zero
2. Spin Chance appears automatically, offering to wager that remaining credit
3. Choose PLAY and a pointer moves across a meter, or NO THANKS to exit with the credit intact
4. If the pointer stops on green, a spin at the current bet is awarded and plays automatically
5. If it stops on red, the remaining credit is lost and you’re returned to the reels

The green and red segments are proportional to your credit against the current bet, so the odds of winning the spin follow that same ratio. It’s a small, tidy mechanic, and it’s entirely optional. Nothing about the reels changes while it runs; it’s purely a stake-management aside.

Our Honest Verdict

Overall Rating: 6.9/10

Most of a session here is a long wait for one moment. The base game ticks along on ten lines of modest wins, and the red-and-gold hall does its festive best to make that feel like enough. The reason anybody sits down at this machine is the frog: when the coins finally stack, the round delivers the game’s entire payout in a single count-up.

That concentration is the game’s strength. Every frog on reel five pays the full coin total again, so one lucky fifth reel can turn a modest grid into something far bigger, and the respins give each trigger a proper build. The cost is everything outside that round: with no free spins, no wild and a paytable resting on the royals, the stretches between triggers carry very little.

This is one for players who enjoy a single well-made collect round and don’t need a menu of features to stay interested. Free spins hunters will find the wait thin. For those happy to sit in the red-and-gold hall and count coins, the toad pays his way.

Jin Chan Cash FAQs

• What is the RTP of Jin Chan Cash?

  Jin Chan Cash runs at an RTP of 95.89%.
• How many paylines does Jin Chan Cash have?

  The game is played with 10 win lines. Wins can occur across any or all of them, and only the highest award is paid per winning combination. All wins pay left to right across adjacent reels, starting from the leftmost reel.
• What is the grid size of Jin Chan Cash?

  Jin Chan Cash uses a 5×4 grid: five reels and four rows.
• When is Jin Chan Cash released?

  Jin Chan Cash’s release date is 29 September 2020.
• How do you trigger the Multi Cash Collector Bonus?

  The bonus needs six or more Coin symbols in view on reels 1 to 4, plus any Cash Collector frog symbol in view on reel 5, all on the same spin. The triggering symbols then lock in place and the respins begin.
• What values can Coin symbols carry in the bonus?

  Coin symbols can carry values of 1x, 2x, 5x, 10x, 20x, 25x or 50x your bet. These values only apply during the Multi Cash Collector Bonus; in the base game the Coin pays its ordinary line win.
• What happens if more than one Cash Collector lands?

  Once the respins are complete, the value on every Coin in view is paid out once per Cash Collector in view. A single frog pays it once, two frogs pay it twice over, and three pay it three times over.
• What is Spin Chance in Jin Chan Cash?

  Spin Chance lets you wager your remaining credit for a shot at one more spin at the current bet, or decline and keep the credit. It appears automatically once your credit falls below the price of a spin but is still above zero, and the odds of winning depend on how your credit compares to the bet.