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Money Train 3

9.6/10

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Money Train 3
9.6/10

Money Train 3 Slot Review

Game Provider Relax Gaming
Minimum Bet 0.10
Maximum Bet 10
Maximum Win 100,000x
Paylines 40
Release Date 22/09/2022
RTP 96.10%
Mechanics Video Slot
Volatility High

Relax Gaming have built a recognisable franchise with the Money Train series, and this third instalment takes the concept into entirely new territory. Where Money Train 2 offered steampunk flair and 50,000x potential, Money Train 3 pushes into cyberpunk territory with double the maximum win at 100,000x stake. The shift from Wild West aesthetics to futuristic Mad Max-inspired visuals showcases just how much the series has evolved since the original release. For high volatility enthusiasts, this represents one of the most significant slot releases from Relax Gaming, combining refined mechanics with astronomical win potential that’s been verified as genuinely achievable.

Money Train 3 Base Game
Money Train 3 Base Game

Base Game & Features

Money Train 3 operates on a 5×4 grid with 40 fixed paylines, maintaining the proven structure of its predecessors whilst upgrading the feature set. The bet range spans £0.10 to £10 per spin, making it accessible to most bankrolls despite the high volatility rating. Base game wins form from left to right across the paylines, with symbol values ranging from low-paying card symbols through to higher-paying character icons. The paytable offers consistent returns for matching combinations, though the real value emerges through the game’s modifier systems.

Money Train 3 Paytable
Money Train 3 Paytable

Random Respin Feature

The Random Respin feature can trigger on any non-winning spin during base gameplay, adding volatility to standard play. When activated, one symbol becomes sticky whilst additional respins are awarded for each new matching symbol that lands. Multiplier symbols (1x, 2x, 3x) can appear during respins but don’t stick to the reels, providing temporary value boosts. This feature serves as a bridge between base game and bonus rounds, offering intermediate win potential without requiring bonus symbol triggers.

Money Train 3 Bonus Features

The bonus system in Money Train 3 is where the game truly separates itself from the competition. Landing 3 or more bonus symbols triggers the Money Cart Bonus Round, with persistent gold symbols able to substitute for standard bonus symbols. The feature begins with 3 respins, resetting to 3 whenever new bonus symbols land. Reels can expand up to 2 times during the bonus, increasing the grid size and creating more opportunities for special symbol interactions. Seven distinct special symbols drive the bonus mechanics, each with unique multiplier effects.

Special Bonus Symbols

The Money Cart Bonus Round features seven special symbols with distinct behaviours:

  • Collector: Collects all visible values on the reels and adds them to its own value
  • Sniper: Doubles the values of 3 to 8 other bonus symbols, potentially acting on the same symbol multiple times
  • Collector-Payer: Selects 3 to 5 symbols as targets, adds their values to its own, then pays out the updated value to each target
  • Necromancer: Brings between 2 to 7 already used non-persistent symbols back to life
  • Absorber: Absorbs all normal bonus symbols and removes them from the reels (special symbols cannot be absorbed)
  • Tommy Gun Sniper: Targets one randomly picked symbol, doubling its value from 2 to 6 times
  • Tommy Gun Payer: Reveals a value from 5x to 100x and targets one randomly picked symbol, adding the revealed value from 3 to 10 times
Money Train 3 Free Spins
Money Train 3 Free Spins

Persistent Symbols

Persistent symbols represent an evolution of the Money Cart mechanic, carrying their effects across multiple spins. Five persistent variants exist: Persistent Collector, Persistent Sniper, Persistent Collector-Payer, Persistent Necromancer, and the new Persistent Shapeshifter. The Persistent Shapeshifter acts as a mystery symbol that transforms into different features on each spin, enabling players to experience various Money Train mechanics within a single bonus round. The removal of the standalone Payer symbol in favour of the combined Collector-Payer represents refined design, reducing symbol clutter whilst maintaining functionality.

Bonus Buy Options

Money Train 3 offers four bonus buy options designed to accommodate different bankroll sizes and risk appetites. The 1 Spin Feature costs 20x bet, providing a single bonus spin opportunity. The 2 Spins Feature costs 50x bet, offering two bonus spins. The Original Feature costs 100x bet, delivering the standard Money Cart Bonus Round. The Persistent Feature costs 500x bet and includes one starting persistent symbol, significantly increasing win potential. When using bonus buy, the RTP increases from 96.10% to 96.50%, reflecting improved odds during purchased features.

Money Train 3 Bonus Buy
Money Train 3 Bonus Buy

Our Honest Verdict

Relax Gaming deliver a refined high-volatility experience that doubles down on what made Money Train 2 successful whilst addressing player feedback. The 100,000x maximum win isn’t theoretical speculation: 14 players achieved the cap within the first four days of release, proving the potential is genuinely attainable. The 96.10% RTP sits comfortably within industry standards for high volatility slots, increasing to 96.50% with bonus buy. Feature-wise, the seven special bonus symbols create genuine variety during Money Cart rounds, though the 500x persistent buy remains extremely difficult to break even on long-term.

The theme progression from steampunk to cyberpunk won’t appeal to everyone, though the mechanical improvements compensate for aesthetic preferences. High volatility chasers will find exactly what they’re seeking, but casual players should approach cautiously. Bonus rounds typically deliver 50x to 300x returns rather than life-changing wins, so patience and adequate bankroll are essential. Money Train 3 sits firmly in the top tier of Relax Gaming’s portfolio and outshines its predecessors in maximum potential, feature complexity, and player-centric design choices. It’s built for those willing to weather extended dry spells for explosive win opportunities.

Money Train 3 FAQs

  • What is the RTP of Money Train 3?
    Money Train 3 has an RTP (Return to Player) of 96.10%, which is above the industry average for high volatility slots. When you use the Bonus Buy feature, the RTP increases to 96.50%, giving you slightly better odds when purchasing access to the Money Cart Bonus Round.
  • What is the maximum win on Money Train 3?
    The maximum win on Money Train 3 is an impressive 100,000x your stake, which is double the potential of Money Train 2 (50,000x). This astronomical win potential has been verified as achievable – 14 players achieved the maximum win within the first 4 days of release, confirming the cap is not just theoretical.
  • Does Money Train 3 have free spins?
    Yes, Money Train 3 has free spins triggered through the Money Cart Bonus Round. When you land 3 or more bonus symbols (including gold persistent symbols as substitutes), you activate the bonus with 3 starting free spins. The spin count resets to 3 whenever additional bonus symbols land, creating extended bonus opportunities with persistent symbols that carry their effects across multiple spins.
  • Can I play Money Train 3 on mobile?
    Yes, Money Train 3 is fully compatible with iOS, Android, and all mobile devices including tablets. The game is optimised for mobile play, running smoothly on all platforms with the same features available on desktop. You can play in demo mode to practise strategy, or register with a licensed casino to play for real money on your mobile device.
  • Does Money Train 3 have a bonus buy feature?
    Yes, Money Train 3 features 4 bonus buy options at different price points: 20x your bet (1 spin), 50x your bet (2 spins), 100x your bet (original bonus), and 500x your bet (with 1 starting persistent symbol). These options were designed with player accessibility in mind, allowing both casual players and high-volatility enthusiasts to enjoy the bonus round at their preferred stakes.
  • How often do you trigger the bonus round?
    The Money Cart Bonus Round is triggered when landing 3+ bonus symbols on the reels. Based on player data, the bonus hits approximately once every 434 spins on average. Additionally, Money Train 3 features a random Respin bonus that can trigger on any non-winning spin in the base game, providing more frequent mini-wins and re-trigger opportunities.
  • What’s the difference between Money Train 3 and Money Train 2?
    Money Train 3 features double the maximum win potential (100,000x vs 50,000x) and a futuristic aesthetic replacing Money Train 2’s steampunk theme. The game adds new symbols (Persistent Shapeshifter, Tommy Gun Sniper, Tommy Gun Payer), improved bonus buy accessibility with 20x and 50x options, and symbol redesigns based on extensive player feedback. RTP is slightly lower at 96.10% vs Money Train 2’s 98%, but the gameplay experience was significantly enhanced based on community input.
  • Is Money Train 3 fair and regulated?
    Yes, Money Train 3 is developed by Relax Gaming, a licensed provider with certifications from the UK Gambling Commission and Malta Gaming Authority. The game is available at regulated online casinos that must comply with strict gaming regulations and fairness standards. All certified casinos undergo regular audits to ensure the RTP rates and game mechanics operate as advertised.