Clover Wealth 5 Slot Review
Burgundy stripes, a gold-frame reel window and a bevelled logo with light bursting off the “5” – Clover Wealth 5 arrives in full evening dress. The dressing is a bluff worth calling: this is one of the plainest games you’ll spin all year, with 5 reels, 3 rows and 5 paylines, a single modifier and no bonus round. What it does have is a 96.447% RTP and a 1,222x top multiplier – a classic fruit machine that pays its way rather than dressing up a thin payout. Playnet worked the same narrow ground in Heart Gem 5, for readers who know that one. The Playnet name is the pedigree here; the machine itself is the whole show.
Base Game & Features
The layout is classic pub fruit: 3 symbol rows across 5 reels, with wins paid left to right from the leftmost reel. Only the highest win on each line is paid, so a stacked screen can’t be double-counted. The maroon-and-gold cabinet gives it a polished, retro-luxe look.
The 5 paylines are drawn as fixed paths across the rows, so there’s no way to deactivate any of them and no bet-to-lines arithmetic to do before you spin. Every bet covers every line, and the game pays out on whatever the screen holds when it stops.
The paytable is short enough to take in at a glance. Here’s every symbol and what it returns:
- Red 7 – 5 pays 30.00, 4 pays 2.00, 3 pays 0.50, 2 pays 0.10
- Watermelon/Grape (mixed) – 5 pays 5.00, 4 pays 1.00, 3 pays 0.40
- Bell – 5 pays 2.00, 4 pays 0.50, 3 pays 0.20
- Mixed Fruits (Plum/Lemon/Orange/Cherry) – 5 pays 1.00, 4 pays 0.30, 3 pays 0.10
- Gold Star – 3 pays 1.00
- Silver Star scatter – 5 pays 5.00, 4 pays 1.00, 3 pays 0.15
The mixing is the interesting part of that list. Watermelons and grapes pay as one family rather than individually, and the four low fruits – plum, lemon, orange and cherry – collapse into a single tier. A plum next to a lemon next to a cherry is still a paying combination, which is not how most paytables work.
In practice that means more of the screen is live than a six-entry paytable suggests. The trade comes at the bottom of the ladder: mixed fruits pay 0.10 for three, so those frequent hits are small by design. They keep the reels answering while the rarer symbols do the real work.
The hierarchy sharpens quickly above them. The Red 7 is the only symbol with a two-of-a-kind pay, and its jump from 2.00 for four to 30.00 for five is by far the steepest step on the table. Fifteen times the four-of-a-kind, for one extra symbol.
Two symbols sit outside the list’s ordinary line-based logic:
- The Silver Star scatter pays on any position, on or off a payline
- The Gold Star pays on any position on the 1st, 3rd and 5th reels
- All other wins pay left to right only, starting from the leftmost reel
- In autoplay, winnings are collected automatically on each spin and added to your balance
Those first two are the sort of fine print that separates a decent hit from a near miss. A Gold Star doesn’t need neighbours to pay – it simply needs to land, and on the right reels. Five Silver Stars anywhere on the screen are worth 5.00 regardless of what the lines are doing.
The Gold Star’s reel restriction is worth a second look. It only counts on reels 1, 3 and 5, so a pair of them on the middle reels pays nothing at all. Land the three-reel set, though, and it pays 1.00 on position – no line required.
Clover Wealth 5 Bonus Features & Free Spins
There is no free spins round, no pick-me, no ladder and nothing to buy. The Clover wild is the game’s only modifier: it appears on the 2nd, 3rd and 4th reels, and when it lands it expands to cover its whole reel, standing in for anything the paytable needs. The wild and the two stars are what Clover Wealth 5 has, and it plays them straight.
An expanded wild on a middle reel can complete several of the 5 lines at once, which matters more here than it would on a 20-line game. One covered reel can turn a dead spin into a cluster of small wins at a stroke. Two covered reels together, and the middle of every payline is wild.
The best case puts a clover on all 3 middle reels. Every line then runs wild from reel 2 to reel 4, so any symbol on the first and last reels completes a five-of-a-kind. With Red 7s on both ends, that’s the 30.00 top pay on multiple lines from a single spin.
The wild doesn’t substitute for the stars, which pay their own way on position. That’s the one restriction on it, and it keeps the scatter and the Gold Star worth landing even when the reels are full of clover.
The ceiling on all of this is a 1,222x maximum multiplier. On a game with 5 paylines and a top symbol paying 30.00 for five, that ceiling can only realistically arrive stacked with wilds and stars together. The wins are distributed accordingly: regular small line hits, with the big screen as a rare event rather than a target.
Every one of the 5 lines passes through the middle 3 reels, so there is no payline the wild can’t touch. Line 5 may weave where line 1 runs straight, but reels 2, 3 and 4 are common ground. That is the whole design in one sentence: a small grid where the middle third decides everything.
Our Honest Verdict
Overall Rating: 6.8/10
This is a game you play in short sittings, watching 5 lines and waiting on a clover, and the reason anybody picks it is exactly that: it’s a fruit machine that fits in a coffee break, gold trim and all. Nothing here needs explaining twice or remembering for later.
Its strength is the wild’s reach. On 5 lines, one covered reel can pay three ways at once, and the mixed fruit families mean more spins land something than the paytable’s length suggests. Its weakness is everything else there isn’t: no bonus round, no second gear, and a ceiling too modest to chase. The gold paint is lovely, but there’s only one room behind it.
If you want a straightforward classic that pays fairly and plays clean, this one does that well. If you spin for features, free spins and the occasional spectacle, the clover won’t stretch that far, and the evening-dress frontispiece isn’t a reason to stay. For the mood it’s built for, though, it’s an easy machine to like.
Clover Wealth 5 FAQs
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What is the RTP of Clover Wealth 5?
The RTP is 96.447%, which sits just above the typical benchmark for online slots. -
How many paylines does Clover Wealth 5 have?
There are 5 fixed paylines, with wins paid left to right from the leftmost reel. -
What is the grid size of Clover Wealth 5?
It’s a 5×3 grid – 5 reels and 3 symbol rows. -
Who makes Clover Wealth 5?
Clover Wealth 5 is made by Playnet. -
What is the maximum win on Clover Wealth 5?
The maximum win is a 1,222x multiplier on your bet. -
What does the Clover wild do in Clover Wealth 5?
The Clover is an expanding wild that appears only on the 2nd, 3rd and 4th reels. When it lands it expands to cover its whole reel and substitutes for other paying symbols. -
What does the Silver Star scatter pay in Clover Wealth 5?
The Silver Star is a scatter that pays on any position. Three pay 0.15, four pay 1.00 and five pay 5.00. -
Where does the Gold Star symbol pay in Clover Wealth 5?
The Gold Star pays on any position on the 1st, 3rd and 5th reels – it doesn’t need to sit on a payline, but it only counts on those three reels. Three of them pay 1.00. -
Is there a free spins bonus in Clover Wealth 5?
No. Clover Wealth 5 has no free spins round or bonus game – the expanding Clover wild, the Silver Star scatter and the Gold Star symbol are its only special features.

