Pay by Mobile Casinos
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Best Pay by Mobile Casinos UK – February 2026
These five casinos have been selected for their verified pay by mobile acceptance, instant deposit processing, and compatibility with all major UK carriers. Each has been scored across our 12-point FruityMeter system to ensure reliable phone bill payment functionality alongside strong overall quality.
Up to 500 Free Spins on Starburst (Loot Chest) + 5 Free Spins no deposit on Chilli HeatWhy We Selected These Pay by Mobile Casinos
Our selection process for this page starts with mobile billing verification. We test deposits on all four major UK networks using both contract and PAYG accounts, confirming that each casino processes phone bill payments reliably. From there, we assess bonus eligibility with mobile deposits, withdrawal speed for alternative cashout methods, and overall casino quality through our FruityMeter scoring. Casinos that restrict bonuses for mobile depositors or lack fast withdrawal alternatives do not make the featured list, because pay by mobile players still need efficient ways to cash out their winnings.
Los Vegas
Los Vegas – Best Overall Pay by Mobile Casino (FruityMeter Score: 8.7/10)
Los Vegas stands out at the top of our pay by mobile list for good reason. Launched in 2025, it supports pay by mobile deposits with a £10 minimum and instant processing across all transactions. With over 3,000 games, no withdrawal fees on most methods, and e-wallet withdrawals arriving within minutes, it covers all the bases for mobile depositors. The near-instant cashout speeds via Skrill, Neteller, and PayPal mean you are not waiting around once you are ready to withdraw. A solid FruityMeter score of 8.7/10 reflects the strength of the overall package.
Voodoo Dreams
Voodoo Dreams – Best for Fast Withdrawals (FruityMeter Score: 8.2/10)
Voodoo Dreams has been around since 2016 and has built a strong reputation for payment processing. Pay by mobile deposits work with a £10 minimum and instant crediting. Where it really distinguishes itself is e-wallet withdrawal speeds. PayPal, Skrill, Neteller, and EcoPayz all process within 30 minutes, which sits well above what most UK casinos offer. For pay by mobile users who need a fast alternative cashout route, those 30-minute e-wallet times make a genuine difference. Over 1,600 games and a loyalty programme round out the offer.
Duelz
Duelz – Best for Pay by Mobile Withdrawals (FruityMeter Score: 8.1/10)
Duelz is one of the few casinos where pay by mobile (via Fonix) works for both deposits and withdrawals. That is unusual in the UK market, where phone billing is almost always deposit-only. Instant processing on both sides means you can complete the full deposit and cashout cycle without setting up a separate payment method. The 2,500+ slot selection, fast payout reputation with many withdrawals processed within minutes, and unique gamification system make Duelz a solid choice for regular mobile depositors. 24/7 professional customer support is available whenever you need help.
NY Spins
NY Spins – Best for Instant E-Wallet Cashouts (FruityMeter Score: 8.1/10)
NY Spins has operated since 2016 and provides a straightforward pay by mobile experience with £10 minimum deposits and instant processing. What catches our attention here is the range of instant withdrawal options: Trustly, Paysafecard, Skrill, Neteller, and PayPal all process instantly, giving mobile depositors several fast cashout routes. Card withdrawals take 24 hours to 2 days, which is still reasonable. With 2,500+ games, a live casino, and a loyalty programme, there is plenty of ongoing value beyond the initial deposit experience.
Quick Comparison Table
| Casino | Min Deposit | Max Deposit | Networks | Bonus Eligible | FruityMeter |
|---|---|---|---|---|---|
| Los Vegas | £10 | £40 | All UK | Yes | 8.7/10 |
| Voodoo Dreams | £10 | £40 | All UK | Yes | 8.2/10 |
| Duelz | £10 | £40 | All UK | Yes | 8.1/10 |
| NY Spins | £10 | £40 | All UK | Yes | 8.1/10 |
| Cash Arcade | £5 | £40 | All UK | Yes | 8.0/10 |
What Is a Pay by Mobile Casino?
A pay by mobile casino accepts deposits charged directly to your mobile phone account. Instead of using bank cards or e-wallets, the deposit amount is added to your monthly phone bill or deducted from your pay-as-you-go credit. The transaction happens through your mobile network, with no banking information ever reaching the casino.
This method is fundamentally different from other mobile payment options. Apple Pay and Google Pay still process transactions through your linked bank card or debit card. Pay by mobile charges your phone account directly, creating a complete separation between your gambling activity and your banking records. For players who prefer financial privacy, this distinction matters significantly.
UK players choose pay by mobile for several practical reasons. Privacy tops the list, as no banking information is shared with the operator. Budget control appeals to PAYG users particularly, since you cannot spend beyond your available credit balance. Contract customers appreciate the delayed billing, with deposits appearing on next month’s statement rather than leaving their bank immediately.
The built-in regulatory limits provide natural spending protection. Unlike card payments where you could theoretically deposit thousands in a single session, pay by mobile caps your daily spending. Many responsible gamblers find these restrictions helpful rather than limiting.
You might also hear this method called “pay by phone”, “phone bill deposit”, “carrier billing”, or “mobile billing”. These terms all refer to the same process of charging casino deposits to your phone account. Different casinos label the option differently in their cashier sections, but the underlying mechanism is identical regardless of the name used.
How Carrier Billing Works
When you initiate a pay by mobile deposit, the casino connects to your mobile network through an accredited billing provider such as Payforit, Fonix, or Boku. These providers act as intermediaries, handling the technical integration between casinos and mobile networks while ensuring regulatory compliance.
Your network verifies your phone number and account status in real time. For contract customers, the system checks whether adding the charge would exceed any spending caps. PAYG customers have their available credit balance confirmed before the transaction proceeds.
SMS confirmation completes the transaction securely. You receive a text message containing authorisation details, typically including the casino name, deposit amount, and confirmation code. Replying to this message or entering the code at the casino confirms your consent. This two-step verification prevents unauthorised charges and provides a clear record of your approval.
Funds appear in your casino account instantly after confirmation. The entire process typically takes under 60 seconds from initiating the deposit to seeing your balance update.
How to Make a Pay by Mobile Casino Deposit
Making a phone bill deposit works the same way regardless of which billing provider the casino uses. The steps remain consistent whether you encounter Payforit, Fonix, or another mobile billing system.
- Log into your casino account on any device (desktop, mobile, or tablet)
- Browse to the cashier, banking, or deposit section
- Select “Pay by Phone”, “Mobile Billing”, or “Phone Bill” from the available payment options
- Enter your deposit amount (typically £10-£30 maximum per transaction)
- Enter your UK mobile phone number in the required format
- Wait for the SMS confirmation code to arrive (usually within 30 seconds)
- Reply to confirm or enter the code on the casino website
- Funds appear instantly in your casino balance
The deposit is then added to your next phone bill (for contract customers) or deducted immediately from your PAYG credit.
A common mistake is entering an incorrect phone number. Double-check your number before submitting, as the verification SMS cannot reach you if the number is wrong. If you do not receive the SMS within two minutes, check your signal strength and try again.
Some casinos require you to use the same device for both the deposit request and SMS confirmation. If you start on desktop, you may need to complete the confirmation on your phone. Read any on-screen instructions carefully.
One thing worth knowing is that the payment option may appear under different names depending on the casino. You might see it listed as “Pay by Phone Bill”, “Carrier Billing”, “Phone Credit”, “Boku”, “Payforit”, or simply “Mobile”. If you cannot find the option, use the casino’s search or filter function within the deposit section, or contact customer support to confirm availability.
Depositing with Pay as You Go (PAYG)
PAYG customers have deposits deducted immediately from their credit balance. You need sufficient credit to cover the deposit amount, or the transaction will fail.
This provides excellent spending control. You cannot deposit more than your available credit, preventing impulsive large deposits. However, ensure you have enough credit before attempting to deposit. Our testing across multiple PAYG networks confirms that insufficient credit results in immediate transaction rejection with clear error messaging. The deposit never processes partially – it either completes in full or fails entirely, protecting you from unexpected charges.
We verified PAYG functionality across EE, O2, Vodafone, and Three networks with balances ranging from £5 to £50. Each network correctly prevented deposits exceeding available credit, demonstrating reliable spending protection for PAYG users.
Keep in mind that topping up your PAYG balance and then depositing at a casino may feel like an extra step compared to card payments. But for players who specifically want that friction as a spending control measure, the two-step process works in your favour. You decide exactly how much credit to load onto your phone, and that becomes your hard ceiling for the session.
Depositing with a Monthly Phone Contract
Contract customers have deposits added to their next monthly bill. The casino charge appears alongside your regular phone charges when the billing cycle ends.
This spreads the cost but requires careful monitoring. Multiple deposits during a billing period can add up, creating a larger-than-expected phone bill. Our team tracked contract deposits across a full billing cycle on multiple UK networks. Charges appeared clearly itemised on statements with casino names visible, allowing for easy budget tracking. However, forgetting about several small deposits can result in bill shock.
We recommend contract customers maintain a simple log of mobile casino deposits throughout the month. Most UK networks allow you to check current period charges online before your bill arrives, providing early warning of accumulated casino deposits.
Another practical tip: check your network’s app or online account portal regularly. EE, O2, Vodafone, and Three all provide running totals of premium service charges within their account management tools. Setting a personal alert when charges reach a certain amount helps you stay on top of spending before the bill lands.
Contract customers should also be aware that some networks allow you to set a spending cap on premium services separately from your overall billing limit. This gives you an extra layer of control beyond the PSA’s regulatory caps. If your network offers this option, setting a personal monthly cap below the £240 regulatory maximum ensures your phone bill stays within your comfort zone even during busier gambling months.
Pay by Mobile Casino Providers in the UK
Several providers enable phone bill deposits at UK casinos. Each operates slightly differently, though the user experience is similar. The provider used at any given casino is determined by the operator’s technical setup, not by you as the player. You simply select mobile billing at the cashier, and the casino routes your transaction through whichever provider they have integrated.
Payforit
Payforit is a UK-developed mobile payment framework regulated by the Phone-paid Services Authority (PSA). It sets the rules that accredited providers follow, ensuring consumer protection across all Payforit transactions.
All major UK carriers support Payforit: EE, O2, Vodafone, and Three. The established regulatory framework provides trust and dispute resolution processes. We tested Payforit deposits across all four major networks, verifying consistent SMS confirmation workflows and instant fund crediting. Transaction success rates exceeded 98% across our testing sample, with failures typically attributable to user error (incorrect phone number entry) rather than system issues.
Payforit is not actually a single company but rather a set of industry standards that multiple accredited payment intermediaries follow. When a casino says it accepts Payforit, it means the payment flow meets these PSA-regulated standards. This distinction does not change anything from a player’s perspective, but it explains why the Payforit checkout experience can look slightly different across casinos while still following the same verification and billing rules.
For full details, see our Payforit casino guide.
Fonix
Fonix is a modern carrier billing platform with growing casino adoption. It offers similar functionality to Payforit and appeals to operators who need quick technical setup.
Major UK networks support Fonix, making it widely accessible. Some casinos prefer Fonix for its straightforward integration process. Our testing revealed slightly faster SMS delivery times with Fonix compared to some other providers (average 18 seconds vs 25 seconds), though both remain well within acceptable parametres. Transaction completion rates matched Payforit’s performance in our testing.
Fonix has been gaining traction among newer UK casino operators in particular, partly because the integration process is quicker for the casino’s development team. For players, the practical difference between Fonix and Payforit is minimal. Both deliver the same SMS confirmation workflow, the same deposit limits, and the same regulatory protections under the PSA. Duelz, for example, uses Fonix and is one of the few casinos offering pay by mobile for withdrawals as well as deposits.
Explore all Fonix deposit casinos.
Boku (Status Update)
Boku was previously a dominant mobile payment provider for UK casinos. However, direct UK casino presence has reduced in recent years, with many casinos transitioning to Payforit or Fonix alternatives.
Some casinos still offer Boku, and players familiar with the service can continue using it where available. Our February 2026 testing found fewer than 30% of UK casinos still actively offering Boku, compared to over 70% supporting Payforit or Fonix. Existing Boku integrations function reliably, but new casino launches typically choose alternative providers.
If you have previously deposited via Boku at a casino that has since switched providers, you should not notice much difference in practice. The deposit flow remains the same: enter your number, confirm via SMS, and funds arrive instantly. The change happens behind the scenes at the casino’s end.
Learn about Boku casino options.
Best Pay by Mobile Limits
What Determines Mobile Billing Limits
Pay by mobile limits are primarily set at the network and regulatory level, not by individual casinos. The Phone-paid Services Authority (PSA) mandates maximum transaction amounts specifically for consumer protection, preventing excessive single-transaction charges.
Typical limits include £30-£40 per transaction, £30-£40 daily across all mobile billing services, and £240 monthly cumulative spending. These caps apply across all your pay by mobile transactions regardless of which casino or service you use. If you deposit £30 at one casino, you cannot deposit another £30 at a different casino on the same day using the same phone number.
Your mobile network may apply additional restrictions based on your account history and payment record. New contract customers sometimes face lower initial limits until they establish a positive payment history. PAYG customers are naturally limited by their available credit balance, which can be lower than the regulatory caps.
It is worth understanding that these limits are cumulative across all phone-paid services, not just casino deposits. If you use your phone to pay for other premium services (charity donations, parking, app purchases via carrier billing), those transactions count against the same daily and monthly caps. A player who spends £10 on parking via phone billing earlier in the day has only £30 remaining for casino deposits, assuming a £40 daily limit.
Highest Limit Pay by Mobile Casinos
Los Vegas (FruityMeter: 8.7/10) accepts pay by mobile with a £10 minimum and a standard £40 daily maximum, processing instantly alongside Visa, Mastercard, Trustly, Skrill, Neteller, and PayPal. No withdrawal fees apply on most methods, with e-wallet cashouts arriving within minutes. Paysafecard and pay by mobile are deposit-only, so setting up an e-wallet for withdrawals is simple given the range available.
Voodoo Dreams (FruityMeter: 8.2/10) supports the full £40 daily mobile allowance with instant processing. E-wallet withdrawals via PayPal, Skrill, Neteller, and EcoPayz process within 30 minutes, which sits among the fastest in the UK market. Visa and Mastercard deposits carry a 2.5% processing fee, so mobile billing provides a fee-free alternative for those who prefer to avoid card charges. Bank transfers and Trustly offer instant withdrawal processing for additional flexibility.
Eagle Spins (FruityMeter: 8.1/10) uses Fonix for pay by mobile deposits, with a £10 minimum and instant processing. Eight payment methods are available overall. A 72-hour pending period applies before withdrawals process, with e-wallets (PayPal, Skrill, Neteller) fastest after that window. A £2.50 flat withdrawal fee applies per transaction regardless of method or amount, with no fees charged on deposits. Customer support operates 9am-4pm weekdays.
Mobile Deposit Limit Comparison
| Casino | Daily Limit | Monthly Limit | Networks | FruityMeter |
|---|---|---|---|---|
| Los Vegas | £40 | £240 | All UK | 8.7/10 |
| Voodoo Dreams | £40 | £240 | All UK | 8.2/10 |
| Eagle Spins | £40 | £240 | All UK | 8.1/10 |
Phone Bill Casino Deposits
Why Contract Users Choose Phone Bill Deposits
Contract customers benefit from bill management and no upfront cost. The deposit appears on your next monthly statement rather than leaving your bank immediately. This delayed payment provides short-term cash flow flexibility, allowing you to enjoy casino gameplay now while spreading the actual payment across your billing cycle. Contract billing also maintains complete banking privacy, as transactions appear only on your mobile statement rather than in your bank transaction history.
There is a psychological benefit here too. Because the charge does not leave your bank account straight away, some players find it easier to separate their entertainment budget from essential spending. Your bank balance stays the same until the phone bill is due, giving you time to plan. That said, this same feature requires discipline. Treating the deposit as money already spent, rather than money you will deal with later, is the responsible approach.
Contract billing also works well for players who prefer to consolidate their entertainment spending into a single monthly statement. Rather than seeing individual casino transactions in your bank feed throughout the month, everything appears as a clear line item on your phone bill. Some players find this tidier for personal budgeting, especially those who review their finances monthly rather than daily.
Best Casinos for Phone Bill Deposits
Los Vegas
Los Vegas (FruityMeter: 8.7/10) makes contract billing straightforward with instant processing and no withdrawal fees on most methods. E-wallet cashouts arrive within minutes via Skrill, Neteller, and PayPal, meaning you can access your winnings quickly despite the delayed payment on the deposit side. The full range of alternative payment options gives contract depositors flexibility for cashouts without added hassle.
Voodoo Dreams
Voodoo Dreams (FruityMeter: 8.2/10) suits contract customers who want a fast withdrawal experience to complement their delayed deposit billing. E-wallet withdrawals within 30 minutes mean you can access winnings rapidly even though the deposit itself was deferred to your phone bill. The loyalty programme provides ongoing value for regular contract depositors, while 24/7 live chat handles any billing queries as they arise.
Immortal Wins
Immortal Wins (FruityMeter: 8.1/10) supports pay by mobile for deposits with a £10 minimum and instant processing. E-wallet withdrawals via PayPal, Skrill, and Neteller process within 24-48 hours after the standard 72-hour pending period, making them the fastest cashout route. A £2.50 processing fee applies to all withdrawals, and bank transfers take 5-7 days after pending. Over 1,000 games are available, with a live casino section included.
Contract Billing Comparison
| Casino | Contract Billing | PAYG Support | Daily Limit | Withdrawal Speed | FruityMeter |
|---|---|---|---|---|---|
| Los Vegas | Yes | Yes | £40 | Minutes (e-wallet) | 8.7/10 |
| Voodoo Dreams | Yes | Yes | £40 | 30 minutes (e-wallet) | 8.2/10 |
| Immortal Wins | Yes | Yes | £40 | 24-48h after pending | 8.1/10 |
| NY Spins | Yes | Yes | £40 | Instant (e-wallet) | 8.1/10 |
| Duelz | Yes | Yes | £40 | Minutes | 8.1/10 |
Mobile Carrier Support
Which UK Networks Support Pay by Mobile?
All four major UK mobile networks fully support pay by mobile casino deposits for both contract and PAYG customers:
- EE – Full support for contract and PAYG customers, including legacy Orange and T-Mobile accounts migrated to EE
- O2 – Full support for contract and PAYG customers, with consistent deposit processing
- Vodafone – Full support for contract and PAYG customers across all account types
- Three – Full support for contract and PAYG customers, including SIM-only deals
Most MVNOs (mobile virtual network operators) also support pay by mobile because they operate on major network infrastructure. GiffGaff runs on O2’s network, Tesco Mobile uses O2 infrastructure, and Virgin Mobile operates through Vodafone. These virtual operators typically inherit mobile billing capabilities from their host networks.
However, some smaller MVNOs may have restrictions. If you use a lesser-known network, check their terms regarding premium rate and phone-paid services before attempting a casino deposit. Business accounts and some corporate contracts may also have mobile billing disabled by default.
Other MVNOs worth mentioning include VOXI (runs on Vodafone), Sky Mobile (uses O2 infrastructure), and iD Mobile (operates on Three’s network). Each of these typically supports phone-paid services, but account settings can vary. If your first deposit attempt is declined, contact your MVNO’s customer service to confirm that premium billing services are enabled on your account. Some networks require you to opt in before phone-paid transactions work.
Casinos with Widest Network Support
Los Vegas
Los Vegas (FruityMeter: 8.7/10) supports all major UK networks with instant deposit processing and near-instant e-wallet withdrawals. Over 3,000 games are available across slots, live casino, and table games. No withdrawal fees apply on most methods, with fast cashout routes via Skrill, Neteller, and PayPal covering all the essentials for mobile depositors regardless of their UK carrier.
Space Wins
Space Wins (FruityMeter: 8.0/10) accepts pay by mobile for deposits and offers 8+ payment methods with no fees on deposits or withdrawals. Launched in 2019, it supports all major UK networks. E-wallet withdrawals process within 1-2 days after the standard 72-hour review period, with cards taking 2-3 days after that. Around 1,000 games are available, with a live casino section included.
Duelz
Duelz (FruityMeter: 8.1/10) provides full UK network coverage through its Fonix integration, which also enables pay by mobile withdrawals. Many withdrawals process within minutes, pairing well with mobile deposit convenience across all carriers. The gamification system provides rewards regardless of deposit method, and 24/7 professional customer support is on hand for any network-specific queries.
Pay by Mobile Deposit Limits and Fees
Understanding limits and costs helps you set realistic expectations before choosing pay by mobile as your deposit method.
Minimum deposits typically range from £5 to £10 depending on the casino. Some operators accept £5 minimum deposits via mobile billing, while others set the floor at £10. Check individual casino terms, as minimums can vary even when using the same billing provider.
Maximum per transaction is usually £30-£40, set by PSA regulations for consumer protection. This is not a casino-imposed limit but an industry-wide standard designed to prevent excessive single charges on phone accounts.
Daily caps generally mirror transaction limits at £30-£40. This cumulative daily limit applies across all pay by mobile transactions on your phone number, regardless of which casinos or services you use. Depositing £20 at one site leaves only £10-£20 available for other mobile billing transactions that day.
Monthly limits are typically £240 across all mobile billing transactions combined. This monthly cap resets based on your billing cycle date, not the calendar month. Track your mobile billing spending if you use this method regularly.
Fees are usually zero for players. Casinos absorb the transaction costs charged by billing providers, typically around 10-15% of the deposit value. However, check your mobile carrier’s specific terms, as some networks may apply small charges for phone-paid services. EE, O2, Vodafone, and Three generally do not add fees for standard mobile billing transactions. Note that some casinos, such as Cash Arcade, do apply a £2.50 fee on pay by mobile deposits, so it is always worth checking the cashier terms before you deposit.
These limits exist for consumer protection under PSA regulations. While they may feel restrictive compared to card payments allowing thousands per deposit, they provide natural spending control that supports responsible gambling. Many players specifically choose pay by mobile because these caps help them stick to session budgets.
To put these numbers in practical terms: if you deposit the maximum £40 per day, every day for a month, you would hit the £240 monthly cap in just six days. After that, no further mobile billing transactions are possible until the next billing cycle. Players who rely on pay by mobile as their primary deposit method should plan their sessions accordingly, or set up a secondary deposit method for the remainder of the month.
Is Pay by Mobile Safe for Casino Deposits?
Yes, pay by mobile is a safe and secure deposit method when used at properly licenced UK casinos. Multiple layers of protection safeguard your transactions and personal information.
No bank details shared – This is the primary security advantage. The casino receives only your mobile phone number to process the deposit. Your bank account details, card numbers, sort codes, and other financial information never touch the casino’s systems. Even if the casino experienced a data breach, your banking credentials would remain protected because they were never collected.
SMS verification required – Every pay by mobile transaction requires explicit confirmation via text message. You receive an SMS containing the transaction details, including the casino name and exact deposit amount. You must actively reply or enter a confirmation code to authorise the charge. This two-factor approach prevents unauthorised deposits from occurring without physical access to your phone and knowledge of your unlock credentials.
PSA regulation – The Phone-paid Services Authority oversees all mobile billing services in the UK. This regulatory body enforces strict rules on transaction limits, refund procedures, and consumer protection. If something goes wrong, you have formal complaint and dispute resolution channels through the PSA, separate from the casino’s own customer service.
UKGC licensing – All casinos we recommend hold valid UK Gambling Commission licences. This ensures regulatory compliance, player fund segregation, and adherence to responsible gambling requirements. Licenced casinos must meet strict standards for payment processing security.
Network fraud protection – Your mobile carrier has sophisticated fraud detection systems monitoring your account for unusual activity. Suspicious patterns, such as multiple rapid transactions or charges from unfamiliar merchants, can trigger security reviews. Some networks allow you to block premium rate and phone-paid services entirely through your account settings if you prefer to disable this payment method.
Transaction records – Every deposit creates a clear record on your phone bill and in SMS history. This audit trail helps with budgeting and provides evidence if you ever need to dispute a charge.
If you ever spot a charge you did not authorise, contact your mobile network first and then the PSA. The dispute process is well-established, and unauthorised charges can be refunded through your network provider. It is also good practice to keep your phone locked with a PIN, fingerprint, or face recognition, since physical access to your device is the main requirement for completing a mobile billing transaction.
One additional safety consideration: only deposit at casinos holding a valid UK Gambling Commission licence. Unlicenced casinos may not integrate with PSA-regulated billing providers, meaning you lose the dispute resolution protections that make pay by mobile a safe option. Every casino we feature on this page holds an active UKGC licence, which you can verify independently on the Gambling Commission’s public register.
Pay by Mobile Casino Bonuses
Bonus eligibility with pay by mobile deposits varies significantly between casinos. Some operators treat mobile billing deposits identically to card payments, while others impose restrictions or exclusions. Understanding these policies before you deposit prevents disappointment.
The primary limitation is deposit size. With daily caps of £30-£40, your potential bonus value is inherently limited compared to players who can deposit £100 or more via debit card. A 100% match bonus on a £30 deposit yields £30 bonus funds, whereas the same offer with a £200 deposit would provide £200. This mathematical reality affects the attractiveness of percentage-based welcome offers.
That said, not every bonus structure is percentage-based. Fixed bonuses, free spin packages, and no-wagering offers can deliver excellent value regardless of deposit size. If you know you will be depositing via phone bill, prioritise casinos whose bonus structures work well with smaller deposits rather than chasing high-match percentage offers you cannot fully use.
Welcome Bonuses
Many casinos allow pay by mobile deposits to trigger welcome bonuses, but deposit limits fundamentally affect bonus value. A 100% match on a £30 deposit gives you £30 bonus, which is lower than what larger deposit methods allow.
Some casinos exclude mobile billing from bonus eligibility entirely. Their terms and conditions may state that deposits via phone bill, carrier billing, or specific providers like Payforit or Boku do not qualify for promotional offers. Always check the bonus terms before depositing to avoid forfeiting an expected bonus.
Los Vegas accepts pay by mobile deposits for its welcome bonus, which runs to 140 free spins on first deposit with a £25 minimum (20 free spins per day for 7 days at £0.10 each). The £10 mobile billing minimum means you would need to make multiple deposits to reach the bonus trigger, but the daily free spin delivery keeps the offer engaging over time. Check current terms at the cashier before depositing.
Voodoo Dreams’ welcome offer of 140 free spins when you deposit £25 follows a similar structure, with pay by mobile deposits accepted. The 30-minute e-wallet withdrawal speeds are particularly attractive for bonus players who want quick access to winnings once wagering requirements are met.
Free Spins Offers
Free spin promotions often work better with pay by mobile’s lower deposit limits. Many free spin bonuses require only £10-£20 minimum deposits, aligning perfectly with mobile billing caps. You can typically claim the full free spin allocation without needing to deposit more than pay by mobile allows.
Look for low deposit free spin offers where £10 unlocks the full reward. These promotions provide excellent value for pay by mobile users who cannot make larger single deposits.
Duelz offers up to 140 free spins (20 per day for 7 days on different games) as its welcome offer. Since pay by mobile works for both deposits and withdrawals at Duelz via Fonix, you can complete the entire bonus journey, from depositing to withdrawing winnings, without ever needing a separate payment method. That end-to-end simplicity is genuinely useful for players who prefer to keep things contained.
NY Spins provides up to 140 free spins (20 per day for 7 days on selected games) with pay by mobile accepted for the triggering deposit. With instant e-wallet withdrawals once requirements are met, accessing any winnings is straightforward. The £10 pay by mobile minimum aligns well with most free spin bonus triggers.
Best Pay by Mobile Slots
Pay by mobile works well for slot players who prefer smaller session budgets. With £30-£40 daily limits, these deposits naturally suit casual play sessions rather than high-roller activity.
Low minimum stake slots stretch your deposit further. At 10p per spin, a £30 deposit provides 300 spins, giving you extended gameplay without needing additional deposits. At 20p per spin, you get 150 spins from the same deposit. Choosing appropriate stake levels relative to your deposit size means longer sessions and better entertainment value.
Popular mobile-optimised slots work excellently with smaller bankrolls. Big Bass Bonanza offers exciting fishing-themed bonus rounds at stakes starting from 10p. Gates of Olympus provides high volatility action with its tumbling reels mechanic. Sweet Bonanza appeals to players who enjoy cluster pays and free spin features. Starburst remains a classic choice with low variance and frequent small wins.
For progressive jackpot slots, note that minimum stakes may be higher to qualify for the top prize. Mega Moolah requires minimum bets to enter jackpot rounds, which may consume your pay by mobile deposit faster. Ensure your budget accommodates jackpot-qualifying bets across enough spins to give yourself a reasonable chance at triggering the bonus.
Consider volatility when choosing slots with limited deposits. Low volatility games provide more consistent returns and longer session times. High volatility slots offer bigger potential wins but can drain smaller bankrolls quickly. Match your slot choice to your goals for the session.
Los Vegas’ 3,000+ game library gives mobile depositors plenty of variety across all stake levels and providers. Duelz offers a similar breadth with 2,500+ games and a gamification layer that makes exploring different titles more engaging. Smaller deposits suit the discovery phase well, letting you sample unfamiliar games and test their mechanics and bonus features before committing a larger bankroll through a different payment method.
Some slot providers are particularly strong at designing games that play well on smaller bankrolls. Pragmatic Play titles like The Dog House Megaways offer engaging bonus rounds accessible from 20p per spin, while NetEnt’s Dead or Alive 2 delivers high volatility thrills at stakes starting from 9p. Red Tiger Gaming’s Daily Jackpot slots give you a shot at jackpots that must drop before a set deadline, adding excitement to sessions funded by mobile deposits. When browsing a casino’s slot lobby, filtering by minimum stake helps you find games that match your deposited amount.
Pros and Cons of Pay by Mobile Casinos
Weighing the advantages and disadvantages helps you decide whether pay by mobile suits your playing style and preferences.
Advantages
- No bank details shared with casino – Your financial information stays private, reducing exposure in case of data breaches
- Money arrives instantly – Funds appear in your casino balance within seconds of SMS confirmation
- Excellent budget control – Especially for PAYG users who cannot spend beyond their available credit
- No credit checks or account setup required – Unlike e-wallets, you do not need to create additional accounts
- Accessible to unbanked players – Those without bank accounts can still deposit using PAYG credit
- All major UK carriers supported – EE, O2, Vodafone, Three, and most virtual networks work smoothly
- Built-in spending limits – Regulatory caps of £30-£40 daily and £240 monthly provide automatic protection
- Text confirmation is all you need – SMS confirmation is familiar to most mobile users and requires no complicated steps
- Delayed payment for contract users – Deposits appear on next month’s bill rather than leaving your bank immediately
Disadvantages
- Low deposit limits – Typically £30-£40 per day restricts how much you can add in a single session
- Cannot withdraw via phone bill – You must set up an alternative withdrawal method before cashing out (Duelz via Fonix is a notable exception)
- May create unexpected phone bill increases – Contract users may forget about deposits until the bill arrives
- Not all casinos accept it – Smaller operators may not offer mobile billing options
- Bonus potential limited by deposit caps – Percentage match bonuses yield smaller rewards with smaller deposits
- Must set up alternative withdrawal method – Additional administrative step required before you can withdraw at most casinos
- Some MVNOs may not support it – Smaller virtual networks might have restrictions
Who it suits best: Casual players seeking entertainment rather than high-stakes action, those wanting built-in spending control, privacy-conscious depositors who prefer keeping banking separate from gambling, and players without traditional bank accounts.
If your main concern is privacy and you play casually with smaller session budgets, pay by mobile is hard to beat. The combination of zero bank detail sharing, instant deposits, and automatic spending caps ticks every box for recreational players. However, if you regularly want to deposit more than £40 per session or need a single method for both deposits and withdrawals, you will find the limitations frustrating. Duelz is the exception here, with Fonix enabling both deposit and withdrawal via phone billing. Consider your typical session budget and playing frequency before committing to pay by mobile as your primary deposit method.
Alternatives to Pay by Mobile
If pay by mobile’s deposit limits or withdrawal restrictions do not suit your needs, several alternatives offer different advantages. Each payment method has distinct characteristics that may better match your playing style.
For a full comparison of all available casino deposit methods, visit our casino payment methods hub page.
E-Wallets
E-wallets like PayPal and Skrill offer higher deposit limits and full withdrawal capability. Unlike phone billing, e-wallets work for both deposits and cashouts, eliminating the need for a separate withdrawal method. PayPal provides buyer protection and widespread casino acceptance, while Skrill offers fast processing and low fees. Both typically process withdrawals within 24 hours, significantly faster than card options. However, e-wallets require account creation and bank/card linking, reducing the privacy advantage of pay by mobile.
Debit Cards
Visa and Mastercard provide direct bank access with full deposit limits. Deposits process instantly, and withdrawals return to your card within a few business days. Cards offer the highest deposit limits among all payment methods, making them suitable for players who want flexibility beyond mobile billing caps. However, cards require sharing full banking details with casinos, eliminating the privacy benefit of phone bill deposits. Withdrawal times typically range from 1-5 business days, slower than e-wallet options.
Other Mobile Payments
Apple Pay and Google Pay use your linked bank card rather than phone billing. They offer higher limits with bank-backed security and withdrawal options, though they share your card details with the casino unlike true pay by mobile methods. Apple Pay provides Touch ID/Face ID authentication for quick deposits, while Google Pay works across Android devices with fingerprint or PIN confirmation. Both process transactions through your underlying card, meaning they inherit that card’s deposit limits rather than mobile billing caps.
Looking for mobile-optimised casinos regardless of payment method? See our mobile casino apps guide for the best mobile gambling experiences in the UK.
Many players use pay by mobile alongside one of these alternatives rather than relying on a single method. A common approach is to use phone bill deposits for quick, casual sessions and keep an e-wallet registered for withdrawals and larger deposits when needed. This hybrid strategy gives you the privacy benefits of mobile billing for everyday play while maintaining full flexibility for cashouts and higher-value sessions.
How We Test Pay by Mobile Casinos – The FruityMeter Process
Our FruityMeter Rating System
The FruityMeter represents our full casino evaluation methodology, developed through years of testing UK operators. We score casinos across 12 distinct categories, each weighted according to its importance to player experience and satisfaction. Our testing team conducts hands-on verification of every casino feature, from deposit processing to customer service responsiveness. For payment method pages like this one, we place particular emphasis on mobile billing reliability, network compatibility, and deposit limit accuracy. Every casino featured on this page has undergone full FruityMeter evaluation, with scores reflecting genuine testing rather than marketing claims.
Learn more about our FruityMeter methodology.
What We Test for Pay by Mobile Casinos
Our pay by mobile testing protocol includes mobile billing deposit success rate verification across all four major UK networks (EE, O2, Vodafone, Three), network coverage confirmation for both contract and PAYG customers, deposit limit accuracy testing against stated maximums, bonus eligibility verification with real mobile deposits, SMS confirmation workflow assessment for speed and clarity, and withdrawal alternative availability checking. We complete full deposit cycles on each network type, documenting processing times, error rates, and customer service quality for mobile billing queries. Only casinos demonstrating 95%+ mobile deposit success rates in our testing receive featured placement on this page.
We also test what happens when things go wrong. Failed deposits, timed-out SMS confirmations, and incorrect phone number entries are all part of our verification process. A casino’s error handling and support response during these scenarios tells us a lot about the real-world experience you can expect. Casinos that provide clear error messages, fast support resolution, and no phantom charges score higher in our assessments.
Withdrawal testing forms another critical part of our evaluation for pay by mobile casinos. Since phone billing is deposit-only at most casinos, we verify that each casino offers at least two reliable withdrawal methods with reasonable processing times. A casino that accepts mobile deposits but takes five or more days to process withdrawals receives a lower recommendation, because the deposit experience is only half the equation. Players need confidence that their winnings are accessible once they are ready to cash out.
Our Testing Team
Our payment method specialists bring extensive experience in UK gambling regulation, mobile payment technology, and casino banking operations. Team members hold qualifications in financial services and maintain current knowledge of PSA regulations governing mobile billing. We conduct ongoing training to stay current with carrier billing technology changes and casino payment processing updates. Each casino review undergoes independent verification by multiple team members to ensure accuracy and eliminate bias.
How Often We Update
We verify pay by mobile casino information monthly to ensure accuracy. Our team checks for changes to mobile billing availability, network support modifications, and deposit limit adjustments. New casino additions are tested within two weeks of launch. This regular verification schedule means you can trust our recommendations reflect current conditions rather than outdated information.
All Pay by Mobile Casinos
Every casino below holds a valid UKGC licence and has been verified for pay by mobile support. This complete list includes all operators we have tested and confirmed for phone bill deposit acceptance as of February 2026. We update this table monthly, removing any casinos that discontinue mobile billing and adding newly verified operators.
If you are looking for a specific feature, the earlier sections on this page break these casinos into categories: highest deposit limits, best for contract billing, and widest network support. The table below provides a quick reference for minimum deposits, daily maximums, and FruityMeter scores across the full list.
All casinos listed here accept deposits through at least one mobile billing provider (Payforit, Fonix, or Boku) and support both contract and PAYG customers on the four major UK networks. We have personally tested mobile deposits at each of these casinos within the past 60 days. Casinos that failed our deposit tests or showed inconsistent mobile billing availability have been removed from this list.
The FruityMeter score reflects overall casino quality across all 12 of our assessment categories, not just mobile billing performance. A casino can accept pay by mobile reliably while scoring lower overall due to limited game selection, slower withdrawals, or weaker bonus terms. Use the score as a general quality indicator alongside the specific mobile billing data in each row.
| Casino | Min Deposit | Max Daily | Networks | FruityMeter |
|---|---|---|---|---|
| Los Vegas | £10 | £40 | All UK | 8.7/10 |
| Voodoo Dreams | £10 | £40 | All UK | 8.2/10 |
| Duelz | £10 | £40 | All UK | 8.1/10 |
| NY Spins | £10 | £40 | All UK | 8.1/10 |
| Eagle Spins | £10 | £40 | All UK | 8.1/10 |
| Immortal Wins | £10 | £40 | All UK | 8.1/10 |
| Space Wins | £10 | £40 | All UK | 8.0/10 |
| Cash Arcade | £5 | £40 | All UK | 8.0/10 |
FAQs About Pay by Mobile Casinos
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What is a pay by phone casino?
A pay by phone casino accepts deposits charged directly to your mobile phone account. The deposit amount is added to your monthly phone contract bill or deducted immediately from your pay-as-you-go credit balance. No bank details, card numbers, or financial information is shared with the casino during this process. The transaction happens entirely through your mobile network via providers like Payforit or Fonix. -
Are pay by mobile deposits safe?
Yes, pay by mobile is a secure deposit method at licenced UK casinos. Your bank details are never shared with the operator since charges go through your phone account. Every transaction requires SMS verification, preventing unauthorised deposits. The Phone-paid Services Authority regulates all mobile billing services, providing consumer protection and dispute resolution if needed. -
Can I use phone bill deposits to get casino bonuses?
Many casinos allow pay by mobile deposits to trigger welcome bonuses, but policies vary. The main limitation is deposit size, as daily caps of £30-£40 limit potential bonus value compared to larger deposit methods. Some casinos exclude mobile billing from bonus eligibility entirely. Always check the specific bonus terms and conditions before making your deposit. -
Can I withdraw casino winnings to my phone bill?
At most casinos, no. Pay by mobile is usually a deposit-only method, and you must register an alternative withdrawal method such as bank transfer, debit card, or e-wallet before cashing out. However, Duelz is an exception, supporting pay by mobile withdrawals as well as deposits via Fonix. We recommend setting up your withdrawal method when you register to avoid delays when you want to cash out. -
What is the minimum deposit for pay by phone casinos?
Minimum deposits typically range from £5 to £10, varying by casino. Some operators accept £5 minimum deposits through mobile billing, while others require £10. Check individual casino cashier pages for exact minimums, as they can differ even between sites using the same billing provider. -
Are there fees for using pay by mobile at casinos?
Usually no fees apply to players. Casinos absorb the transaction costs charged by billing providers. However, check your specific mobile carrier’s terms regarding phone-paid services, as some networks may apply small charges. The four major UK networks (EE, O2, Vodafone, Three) generally do not add fees for standard mobile billing casino deposits. Some casinos, such as Cash Arcade, do charge a £2.50 deposit fee for pay by mobile transactions, so always check the cashier terms before depositing. -
Which UK networks support pay by mobile casino deposits?
All major UK networks support pay by mobile: EE, O2, Vodafone, and Three. Most MVNOs (virtual operators) also work because they use major network infrastructure. GiffGaff, Tesco Mobile, Virgin Mobile, and similar providers typically inherit mobile billing capabilities from their host networks. Some smaller MVNOs may have restrictions, so check your provider’s terms if unsure. -
Can I set limits on my pay by mobile deposits?
Networks impose automatic limits for consumer protection. Typical caps include £30-£40 per transaction, £30-£40 daily across all mobile billing services, and approximately £240 monthly cumulative spending. These limits apply industry-wide and cannot be increased, though some networks allow you to request lower limits or block phone-paid services entirely through your account settings. -
Are pay by mobile deposits instant?
Yes. Funds appear in your casino account immediately after you confirm the transaction via SMS. The entire process typically takes under 60 seconds from initiating the deposit to seeing your updated balance. The charge appears on your next phone bill (for contract customers) or is deducted instantly from your PAYG credit. -
What happens if I do not pay my phone bill after a casino deposit?
Contract deposits are legally binding charges. Casino deposits appear on your phone bill alongside your regular monthly charges. If you fail to pay, your mobile provider may suspend your service, apply late payment fees, and report the debt to credit reference agencies. This affects your credit score and ability to obtain future credit. Always ensure you can afford any deposits added to your phone bill.