Pirate Gold Slot Review
Two tall ships sit becalmed in teal water, mist bleeding the horizon into a pink-and-blue sky, oil lanterns burning low on chains either side of the reels. Pirate Gold’s harbour is the sleepiest slice of piracy you’ll find in a casino lobby, and that’s the honest register of the game underneath it: a low volatility slot dressed as an adventure. The argument here is that the dressing suits it, because when a game pays out in small steady amounts, a calm sea is the honest backdrop.
Pragmatic Play built it as a low volatility, 40 payline slot on a 5×4 grid, running at 96.5% RTP with stakes from 0.40 to 200 per spin. The ceiling is a striking 32,270x the bet, a far bigger number than the rest of the maths suggests. Sister titles include Pirate Golden Age and Pirate Gold Deluxe, both worth a look if the harbour takes you.
Base Game & Features
All wins pay left to right across the 40 fixed paylines, and only the highest combination counts on each line. Wins on multiple lines add together. It’s a conventional setup, and the 5×4 grid gives the screen a little more breathing room than the usual 5×3.
The paytable splits into tiers of two symbols each, and every pair pays identical amounts. At the top sit the pirate man and pirate woman; beneath them the parrot and ship, then the scroll and spyglass, with three coins filling the bottom of the table. All values are multiples of the total bet:
- Pirate Man and Pirate Woman: 0.05x for two, 0.5x for three, 2.5x for four, 12.5x for five
- Parrot and Ship: 0.05x for two, 0.375x for three, 1.25x for four, 7.5x for five
- Scroll and Spyglass: 0.05x for two, 0.25x for three, 1x for four, 5x for five
- Hook and Gold Coin: 0.125x for three, 0.625x for four, 1.875x for five
- Silver Coin and Bronze Coin: 0.125x for three, 0.375x for four, 1.25x for five
Note the shape of that table. The premiums pay from two of a kind, the coins don’t pay at all until three land, and even a full line of the top symbols returns just 12.5x the total bet. Five-of-a-kind wins at the bottom of the table are worth barely more than a single spin at the top stake.
The wild is a treasure chest that substitutes for every symbol except the Bonus and Money symbols, and it lands only on reels two to five. That exclusion matters more than usual here, because both of the symbols it can’t stand in for are the ones that carry the game’s real prizes.
The Money Symbol and the Jackpot Ladder
Money symbols sit on all five reels, and each spin they take a random cash value from a set list, or one of the jackpot values. Three jackpots are attached to them, all scaled to your stake:
- Minor Jackpot: 50x the bet
- Major Jackpot: 200x the bet, and it can only hit once per respin round
- Grand Jackpot: 1,000x the bet, paid for a full grid during the Lucky Treasure Bag Feature
Land eight or more Money symbols anywhere in a single spin and the Lucky Treasure Bag Feature begins. Below that threshold, they’re just symbols; at eight, they become the whole game.
Pirate Gold Free Spins and the Lucky Treasure Bag
Three Bonus symbols on reels two, three and four award 10 free spins and pay 1x the total bet on the way in. The Bonus symbol appears nowhere else, so there’s no partial landing to watch. During the round, Bonus symbols transform into wilds on reels two to five, and special reels are in play.
Three more Bonus symbols award 10 extra spins, with no limit on how often that can happen. Free spins wins are added to any payline win from the triggering spin, and the whole cycle’s total is paid once the round completes.
Lucky Treasure Bag Feature
Once line wins are paid, the normal symbols fade away and only the Money symbols that triggered the round remain locked in place. The reels are replaced with special reels carrying nothing but Money symbols, Retrigger symbols, Multiplier symbols and empty spaces. The two feature rounds share one summary:
- Free Spins trigger: 3 Bonus symbols on reels two, three and four
- Free Spins award: 10 spins, retriggerable without limit
- Lucky Treasure Bag trigger: 8 or more Money symbols in one spin
- Respins awarded: 3, reset to 3 whenever at least one Money symbol lands
- Round ends: when respins run out, or all 20 positions hold Money symbols
The respin loop works like this. You start with three respins; every respin that brings in at least one new Money symbol resets the counter back to three, and that symbol sticks for the rest of the round. Empty spins burn a respin each. The round only ends when you’ve missed three times in a row or the grid is full.
The feature is available during the free spins round as well as in the base game, which is what gives the bonus round its second layer: sticky wilds from the Bonus transformations on one hand, the respin collection on the other.
Multipliers, Retriggers and the Grand Jackpot
Multiplier symbols land with a value of 2x, 3x or 5x, added to a running total for the round. When the round ends, every Money symbol value is summed and the lot is multiplied by that total, so a long round with a fat multiplier is where the big money lives.
Retrigger symbols award a fresh Lucky Treasure Bag round once the current one finishes, starting again from the beginning with the same starting Money symbol grid as the initial round.
And if all 20 positions fill, the Grand Jackpot lands on top. Fill the screen, multiply it, then run it again: that’s the sequence that accounts for the 32,270x ceiling, and it needs nearly everything to go right in a single chain.
Our Honest Verdict
Overall Rating: 7.6/10
Playing Pirate Gold is a long, easy drift with one storm folded inside it. Most sessions are small wins over calm water, and the reason to board at all is the Lucky Treasure Bag, the one place this game stops being gentle.
That respin round is the best thing about it. The counter resets on every catch, the multipliers stack instead of replacing each other, and a retrigger restarts the round with your grid intact, so one trigger can pay three times over. The weakness is the sea between storms: five premiums pay 12.5x, the coins barely register, and the wild can’t substitute for either symbol that matters.
It’s a fit for anyone who likes long steady sessions with a real event buried in them, and the wrong ship for volatility hunters after regular big swings. For patient sailors who don’t mind becalmed water, the treasure’s still in the hold.
Pirate Gold FAQs
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What is the RTP of Pirate Gold?
Pirate Gold runs at 96.5% RTP. -
Is Pirate Gold high volatility?
No. Pirate Gold is a low volatility slot, which means payouts tend to come more often but in smaller amounts, while the chance of a bigger win remains. -
How do you trigger the Lucky Treasure Bag Feature in Pirate Gold?
Land eight or more Money symbols anywhere on the reels in a single spin. The triggering symbols lock in place and a respin round begins with three respins. -
How do you win the Grand Jackpot in Pirate Gold?
Fill all 20 positions on the grid with Money symbols during the Lucky Treasure Bag Feature. The Grand Jackpot is worth 1,000x your bet and is paid on top of the round’s total. -
Can free spins retrigger in Pirate Gold?
Yes. Three Bonus symbols during the free spins round award 10 more spins, and there’s no limit on how many times this can happen. Bonus symbols also turn into wilds during the round. -
What do Multiplier symbols do in Pirate Gold?
During the Lucky Treasure Bag round, Multiplier symbols land with a value of 2x, 3x or 5x. These values add together, and the round’s total win is multiplied by the combined figure at the end. -
What do Retrigger symbols do in Pirate Gold?
When a Retrigger symbol lands during the Lucky Treasure Bag round, a brand new round is awarded after the current one finishes. It starts again from the beginning, keeping the same starting Money symbol grid as the round before it. -
Can the Lucky Treasure Bag Feature trigger during free spins in Pirate Gold?
Yes. The Lucky Treasure Bag Feature is available during the free spins round as well as in the base game, so both features can run within the same bonus.


