Coin Bank Slot Review
A grinning pink piggy bank perches on a mound of spilled gold, watching over a fruit-machine cabinet of gold bars and glowing bulbs with orange rays fanning out behind it. FAZI have made the fruit on those reels almost worthless on purpose.
That’s the argument of Coin Bank: a three-reel game where the paytable is a decoy and the coins do all the real paying. It runs a 3×3 grid with five paylines at 96.51% RTP, and its ceiling comes from four fixed jackpots topped by a prize worth 1,000x the total bet. The studio’s other reviewed title covers similar classic territory; Coin Bank is the smaller, jackpot-led member of the pair.
Base Game & Features
The base game runs on a 3×3 grid with five fixed paylines, and only the highest combination on each line counts. That’s the whole payline mechanic: no ways-to-win substitution, no expanding lines. Wins are formed left to right in the traditional manner, and a full screen of matching symbols across all five lines is the best the fruit can manage.
The wild substitutes for all symbols. It appears on the reels like anything else, and it’s the only standard symbol trick in the game. Everything beyond it involves the coins and their Collect.
The paytable is a straight ladder, and the gap between rungs is steep:
- 7 – pays 30x for three
- Bells – pays 20x for three
- Watermelon – pays 16x for three
- Grapes – pays 16x for three
- Lemon – pays 4x for three
- Oranges – pays 4x for three
- Plums – pays 4x for three
- Cherries – pays 1x for three
Only the top rung pays anything that feels like a proper win; below it the fruit falls away steeply, and the bottom of the ladder returns barely more than the cost of a line. On a five-line grid, that leaves the fruit as connective tissue between the coin action rather than the main event.
Coin symbols are where the game breaks from the fruit template. They can appear in any position on the reels, carrying values from 1x to 15x the total bet, or one of four jackpot amounts:
- Grand – 1,000x the total bet
- Major – 150x the total bet
- Minor – 50x the total bet
- Mini – 25x the total bet
Coins pay no attention to the paylines. Their position doesn’t matter, only their presence, which is why a cluster of them building across a screen carries a tension the fruit grid never manages on its own.
Collect symbols do exactly what the name suggests. A single Collect in the base game sweeps up every coin and jackpot value on screen and pays it all instantly. Up to that point the coins just sit there; the Collect is what turns them into cash.
When a Collect lands, a Random Prize Feature can also fire. It drops additional coins onto the screen after the fact, either boosting the payout that Collect is about to collect or pushing the coin count high enough to trigger the bonus game. It’s the game’s way of making sure a Collect rarely lands for nothing.
After any win, an x2 gamble button becomes available. It works step by step: choose red or black, and a correct pick doubles the gambled amount while an incorrect pick loses it and ends the gamble. A doubled win can be gambled again on the next pick, and the process repeats until you stop, lose, or reach the limit.
The gamble win limit is 50,000.00, and the feature operates between a 0.05 minimum and 15.00 maximum. That ceiling matters more than it sounds, because it’s what stops a hot run of correct picks from compounding indefinitely.
Coin Bank Bonus Game & Buy Bonus
The bonus game triggers when at least four coin symbols, jackpot coins included, land together with a Collect symbol in the same spin. That combination is the whole point of the base game’s coin traffic, and the round it opens works like this:
- Three free spins are awarded, during which only coin symbols land
- Every new coin or jackpot symbol resets the counter back to three
- Up to three Collect symbols can appear on screen simultaneously
- Every coin landed is instantly collected into all active Collects
- The round continues until all available spins are used without a reset
The reset is the engine of the round. A single coin arriving on the final spin buys three more, so a hot streak can keep the feature alive long past its initial spins, and every coin that lands pays into every active Collect at once. With three Collects on screen, one coin pays three times over in the same moment.
The round ends only when the counter runs to zero with no fresh coin to save it. Until that happens, every spin carries the possibility of extending the feature, which is what separates this from a fixed three-spin round that simply plays out and stops.
The Grand jackpot at 1,000x the total bet is the prize the whole feature is built around. It rides in on a coin like any other value, so it’s collectable, resettable and stackable against the smaller jackpots in the same round.
The bonus can also be bought outright. The Buy Bonus button costs 50x the total bet, adjustable with the minus and plus buttons and requiring confirmation before it fires:
- Buy Bonus cost – 50x the total bet
- Buy Bonus average RTP – 96.50%
- Standard game RTP – 96.51%
The average RTP in the Buy Bonus is 96.50%, a hair under the standard game’s 96.51%. At the minimum end, that puts a purchase within reach of modest bankrolls; at the top of the bet range it’s a serious commitment for a feature whose best possible prize is the 1,000x Grand. A buy also skips the coin-counting entirely: the round starts immediately, with no need to wait for a Collect to arrive alongside four coins.
Our Honest Verdict
Overall Rating: 7.2/10
Spinning Coin Bank mostly means watching fruit land and pay a fraction of your stake while you wait for coins to build up. That’s the whole reason to play it: the piggy bank on the side of the cabinet is honest about where the money sits, and it isn’t in the fruit.
What the game does properly is make the bonus feel open-ended. Because every fresh coin rewinds the counter, a good round never quite feels finished, and with three Collects on screen each coin lands three times over. That’s a genuinely tense three-reel bonus, which is rare. The disappointment is the ceiling: 1,000x is a modest top prize for a format where modern titles promise five figures, and 50x for the buy buys a shot at exactly that modest ceiling.
This is a game for players who like the old three-reel look and want one clear thing to chase, not for anyone hunting a life-changing multiplier. Kept to small stakes and short sessions, it’s a cheerful little coin collector, and the pig would approve of that sort of saving.
Coin Bank FAQs
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What is the RTP of Coin Bank?
96.51% in the standard game. The Buy Bonus runs at an average RTP of 96.50%, a fraction lower. -
How many paylines does Coin Bank have?
Five fixed paylines on a 3×3 grid. Only the highest combination on each line counts. -
How does the Coin Bank bonus game trigger?
At least four coin symbols, including jackpot coins, need to land alongside a Collect symbol in the same spin. The round then awards three free spins with only coins landing. -
Can the Coin Bank bonus game retrigger?
Not in the usual sense, but every new coin or jackpot symbol resets the spin counter back to three, so a single round can continue well beyond the initial spins. -
What does the Collect symbol do in Coin Bank?
It sweeps up every coin and jackpot value on screen and pays them all out instantly. In the bonus game up to three Collects can appear at once, and each coin pays into all of them. -
What are the jackpot values in Coin Bank?
Four fixed jackpots are attached to the coin symbols: Grand at 1,000x, Major at 150x, Minor at 50x, and Mini at 25x the total bet. -
Can you buy the bonus on Coin Bank?
Yes. The Buy Bonus button costs 50x the total bet, adjustable and requiring confirmation, with an average RTP of 96.50%. -
Who makes Coin Bank?
FAZI, the Serbian studio behind Bonus Wild 81 Extralines among other titles.
