Tree of Riches Slot Review
A money tree strung with gold coins hangs over the reels, and in Tree of Riches it does nearly all the work. One wild symbol substitutes, tops the paytable, drives the multiplier and triggers the respin – an economy most three-reel games never attempt, and it’s the reason this one holds attention longer than its single payline suggests it should.
It runs on a 3×3 grid with one payline, at 96.45% RTP with medium volatility, and stakes from 0.01 to 250 per spin. The ceiling is a solid 2,880x the bet. If the stripped-back, money-themed format appeals, Pragmatic Play have covered similar ground in 888 Gold and Lucky Fortune Tree, with 3 Magic Eggs offering the same compact three-reel shape.
Base Game & Features
Three reels, one line, and that’s the whole game board. Symbols pay left to right across adjacent reels starting from the leftmost one, and only the highest win on the line is paid. It’s about as direct as a slot gets.
Four symbols share the reels. The bags do the paying, and the values below are multiples of the total bet:
- Red Bag – 88x for three
- Purple Bag – 58x for three
- Green Bag – 28x for three
- Any small bag – 5x for three
- Coin Tree wild – 288x for three
The richest symbol on the reels isn’t a bag at all. The Coin Tree wild substitutes for every symbol in the game, so it completes bag lines as readily as it forms its own. When a wild lands in a winning combination, it’s also carrying the game’s only real twist.
That twist is worth the whole setup. Any spin with a wild on the line can have its total win multiplied by a random multiplier, drawn from three possible values:
- 5x the spin’s total win
- 8x the spin’s total win
- 10x the spin’s total win
The multiplier applies to the whole spin’s win, not just the wild’s part of it. A wild completing a line of bags lifts the bag payout; a line of wilds lifts the wild’s own. Either way, the boost is a chance rather than a certainty, which keeps every wild landing in question until the reels settle.
Because the values are multiples of the total bet rather than a line bet, what you see in the list is what lands in the balance. On a single-line game that’s a small mercy: there’s no per-line arithmetic to run after a win.
Bet options run from 0.01 up to 250 per spin, a wider spread than most three-reel games offer. At the bottom end it’s a penny game; at the top, the same ceiling scales to match. Autoplay handles the spin button, with quick and turbo speeds available for faster sessions.
Tree of Riches Bonus: The Wild Respin
There’s no free spins round here and nothing to trigger in the scatter sense. What Tree of Riches has instead is the Wild Respin, and it’s a neat piece of design for a single-line game.
The trigger is specific. It needs two wilds and one blank across the three reels, and when that lands, the reel holding the blank re-spins until a winning combination hits. Two of the three reels are already locked onto wilds, so the respin can only end one way.
Step by step: the two wild reels freeze, the third reel spins again, and it keeps spinning until it produces a paying line. The blank can’t stay blank forever, because the respin only stops on a win. Whatever lands there joins the two wilds, and the line pays out.
The random multiplier can still apply to that payout. The respin itself doesn’t change what anything pays, so the same values hold, just delivered as a guaranteed result rather than a staked one.
It’s a mechanic that guarantees a win rather than offering one, and on a 3×3 grid with one line, that guarantee carries real weight. The respin is also the game’s most watchable moment, which matters in a format where most spins resolve in a second.
Above and beyond that, the game plays it straight. Medium volatility means payouts arrive steadily with a range from low to very high, and the maximum win is 2,880x the bet. There’s no feature buy, no second screen, no side bet – everything the game pays flows through the single line and the wild that governs it.
Our Honest Verdict
Overall Rating: 7.2/10
Playing Tree of Riches is a fast, repeating loop of spin, wild, payout, with the golden tree overhead promising a little more every time a Coin Tree lands. The reason to choose it is that loop: three reels you can read at a glance, with one symbol worth watching for.
The respin is the smartest thing here – a guaranteed payout with the multiplier still live on top of it, which is more suspense than a game this small has any right to carry. The weakness is everything beneath the wild: the bags pay modestly and there’s no second feature of any kind, so the long stretches between wilds give you nothing but the same short ladder.
It suits players after an uncomplicated classic that still has one sharp idea, and the stakes spread makes it work at any budget. Anyone wanting bonus rounds and layers will find nothing here. For the rest, the tree keeps paying out its coins.
Tree of Riches FAQs
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What is the RTP of Tree of Riches?
Tree of Riches runs at 96.45% RTP, which sits a shade above the typical slot average. -
Is Tree of Riches high volatility?
No, it’s a medium volatility game. That means payouts land steadily, with a range of pays from low to very high. -
How do you trigger the Wild Respin in Tree of Riches?
You need two wild symbols and one blank across the three reels. The reel holding the blank then re-spins over and over until it produces a win, so the feature always ends in a payout. -
What does the wild multiplier do in Tree of Riches?
Whenever a wild symbol lands, there’s a chance the total win of the spin is multiplied by a random 5x, 8x or 10x. The wild also substitutes for all symbols and pays 288x for three on the line. -
How many paylines does Tree of Riches have?
Just one. All symbols pay left to right on a single payline, and only the highest win on that line is paid. -
What is the maximum win on Tree of Riches?
The maximum win is 2,880x the bet. The likeliest route there is three Coin Tree wilds with the random multiplier applied on top. -
What is the minimum and maximum bet on Tree of Riches?
Stakes run from 0.01 to 250 per spin, one of the widest bet spreads you’ll find on a three-reel game. -
Does Tree of Riches have a free spins bonus?
No. The game’s only feature is the Wild Respin, triggered by two wilds and a blank, plus the random 5x, 8x or 10x multiplier that can land on any wild win.
